How important is motor insurance in rainy season? Know what experts say

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Author: Siddharth PriyadarshiPublish Date: Mon, 25 Jul 2022 01:31 PM (IST)Updated Date: Mon, 25 Jul 2022 01:31 PM (IST)

New Delhi, Business Desk. Motor insurance is an essential cover that every vehicle owner should have. The main purpose of motor insurance is to protect your vehicle from any kind of disaster whether it is human or natural. Rain is one such season, which everyone is eagerly waiting for. But rain brings with it not only pleasant weather but also problems like water logging, poor condition of roads, which cannot be ignored at all.

It is necessary to be more careful while driving any vehicle during the rainy season. Because after all, our car has to face the problems that arise due to rain. Ashwini Dubey, Head, Motor Insurance Renewals, Policybazaar.com says, “It is important to ensure that you have the right motor insurance cover for a pleasant trip during monsoons. Don’t forget to add an add-on cover to protect your vehicle. Along with investing in motor insurance, it is also extremely important to invest in add-on facilities, as they give you an extra layer of protection during the monsoon season.”

Always choose a comprehensive policy

Any vehicle needs an insurance that not only provides coverage for accidents but also protects your vehicle against risks like natural calamities, theft, fire. There is a high risk of accidents due to low visibility especially during the rainy season, so protect your vehicle by opting for a comprehensive policy.

Engine protection cover is also required

It is common to face problems like water logging on the roads during the rainy season. If this water gets into the engine of your vehicle, then there may be a problem with your vehicle, as such engine related damages are not covered in the general policy. In such a situation, this add-on feature is the most appropriate option for any car owner during the rainy season.

Bumper-to-bumper cover for damaged parts

The chances of damage to vehicles are highest during rains, and in such a situation, if you do not take this cover, then it can cost you dearly. Bumper-to-bumper cover or zero depreciation cover is a great option for your vehicle. It is to be noted here that this cover is available only for those cars which are five years old or less.

Opt for Road Side Assistance in case of emergency

Due to water logging on the roads during the rainy season, the risk of vehicle damage increases significantly. If you want to travel safely and without any hassle, then you must take this cover. Through this cover, you get complete help in times of trouble. Not only this, arrangements can also be made for the pickup of your vehicle in this cover if required.

Edited By: Siddharth Priyadarshi

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